KharchaKharcha

Pricing

Kharcha is free.

Every feature, with no limit and nothing to buy. No card, no trial clock, no plan to pick.

What’s included

  • Unlimited budgets, accounts, and categories
  • Monthly zero-based budgeting with Ready to Assign
  • Transfers, loans, and reconciliation
  • Reports: spending by category, net worth by month
  • The ChatGPT and Claude connector
  • Unlimited statement imports — bank PDF, XLS or CSV

Questions people ask

  • Do I lose my data if I stop using it? No. Your budget is yours; nothing is ever locked behind a payment.
  • Can I still add transactions by hand? Always, in every app, with no limit.
  • Is it per device? No — per account. Sign in on as many devices as you like.
  • Will this stay free? We will say so on this page before anything changes, and nothing you have already imported or built is taken away.

Questions about your account: hello@merokharcha.com.